The other day we opened a savings account at a new bank and they gave my husband personalized golf balls as a free gift for opening the account. He hasn’t played golf since he moved here from the US. He said now that he has golf balls he wants to play golf again. I can’t deny him his happiness so I told him that there is a golf course in Cebu. I just wish the bank would have given us something I could use like jewelry, lol.